Terms

Terms of use

Susman Insurance Agency, a licensed CA insurance agency (License 0B75129), operates this site. We offer general life insurance information and a quoting tool.

Estimates only. Rates are carrier quotes for your rate class—informational. Not an insurance offer, price lock, or approval promise. Carriers set final premium, class, and eligibility via underwriting; the issued policy is binding.

No binding coverage here. Quotes, applications, or messages don't create insurance. Coverage starts when a carrier issues a policy, you accept, and payment clears.

Variable. Carriers, products, and prices shift per state and applicant and may change anytime. All quotes are for CA residents.

General info only. Our guides aren't legal, tax, or financial advice. Consult licensed advisors on anything important.

Third parties. The app page includes a third-party secure application service with its own terms.